Terms of Service

Last Updated: October 1, 2026

Welcome to FatPitches (fatpitches.com, the “Service”), operated by FatPitches Ltd (“we”, “us”, or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, software tools, APIs, financial screeners, market analytics, and related services.

By creating an account, subscribing to a plan, or accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.

1. Controller and Entity Details

2. Description of Service

FatPitches is a software-as-a-service (SaaS) platform that provides financial information, stock screeners, valuation metrics, market analytics, research tools, and AI-assisted data outputs.

Important Financial Disclaimer: FatPitches is a software tool, not an investment adviser, financial analyst, or broker-dealer. The Service does not provide personalized investment advice, financial recommendations, or brokerage execution. All market data, calculations, and AI outputs are for informational purposes only.

3. Account Registration and Security

To access certain features of the Service, you must register for an account. You agree to:

  1. Provide accurate, current, and complete registration information.
  2. Maintain the security and confidentiality of your login credentials.
  3. Promptly notify us at hello@fatpitches.com if you discover or suspect any security breach or unauthorized access to your account.
  4. Accept responsibility for all activities that occur under your account.

4. Subscriptions, Billing, and Payments

4.1 Subscription Plans and Free Trial

We offer a free plan and paid subscription plans. Prices, features, and billing cycles are shown on our pricing page and during checkout.

Paid plans can start with a free trial. Starting a trial requires a payment method, but nothing is charged during the trial. The length of the trial and the date of your first payment are shown before you confirm, and we email you a reminder 7 days before the trial ends. Unless you cancel before the trial ends, your subscription converts automatically into a paid subscription and you will be charged the price shown at checkout.

4.2 Who Sells You the Subscription (Paddle)

Paid subscriptions are sold by Paddle, our online reseller and merchant of record. When you check out, your order is placed with Paddle (Paddle.com Market Limited; in the United States, Paddle.com Inc.; in Canada, Paddle.com (Canada) Ltd). This means that Paddle:

Your purchase is also governed by Paddle’s Buyer Terms, Refund Policy, and Privacy Notice, which you accept at checkout. FatPitches Ltd remains responsible for the Service itself: its features, availability, and support on how to use it. We do not receive or store your card details.

Prices and taxes. In the European Union, prices are in euros and include VAT. Elsewhere, prices are in US dollars, and Paddle may let you pay in your local currency. Where local rules add sales tax, VAT, or GST on top of the price, Paddle adds it at checkout. You always see the total, the tax, and the currency before you confirm.

4.3 Renewals and Cancellations

Subscriptions renew automatically at the end of each billing cycle until you cancel. You can cancel at any time, effective at the end of the current billing period:

After cancellation you keep access until the end of the period you already paid for, and you are not charged again.

4.4 Right of Withdrawal for Consumers in the EU and the UK

If you are a consumer (buying for purposes outside your trade, business, craft, or profession) in the European Union or the United Kingdom, you have the right to withdraw from your subscription within 14 days without giving any reason. The 14 days start on the day you get access to the paid plan. If your subscription starts with a free trial, you can withdraw at any time during the trial, and again within 14 days after your first payment.

How to withdraw. Use whichever is easiest for you:

  1. the “Withdraw from contract here” link at the bottom of every page, or the same button in the app under Settings → Plan, available for the whole withdrawal period (you will be asked to confirm);
  2. an email to hello@fatpitches.com with the statement below or any other clear statement; or
  3. the withdrawal option in Paddle’s customer portal, from the link in your receipt email or at paddle.net.

Sending your request before the 14 days end is enough.

What happens next. Your subscription is canceled. If you withdraw during a free trial, nothing is charged. If you have already paid, you receive a full refund of that payment, to the original payment method, within 14 days of your request. We do not deduct anything for the days you already used the Service.

Model withdrawal statement (optional):

To FatPitches Ltd, hello@fatpitches.com: I hereby give notice that I withdraw from my contract for the provision of the following service: FatPitches subscription, started on [date]. Name: [name]. Email of the account: [email]. Date: [date].

This right does not apply if you subscribe as a business.

4.5 Other Refunds

Outside the withdrawal period, payments are non-refundable and we do not refund unused parts of a billing period, except where applicable law requires otherwise or Paddle’s Refund Policy grants a refund. You keep any statutory rights you have if the Service is not as described or does not work as it should.

5. Acceptable Use and Restrictions

You agree to use the Service in compliance with all applicable laws and regulations. You must not:

6. Intellectual Property Rights

All rights, title, and interest in and to the Service—including software, user interface design, logos, trademarks, data aggregations, algorithm outputs, and text—are owned by FatPitches Ltd or its licensors.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Service for your internal or personal use during your active subscription term.

7. Third-Party Integrations and Services

The Service incorporates third-party software and infrastructure providers:

Your interactions with third-party tools are subject to their respective terms and privacy policies. We are not responsible for third-party services or content.

8. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE, MARKET DATA, PRICES, CALCULATIONS, RESEARCH, WATCHLISTS, SCREENERS, VALUATION METRICS, AI OUTPUTS, AND ANALYTICS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

WE EXPRESSLY DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, TIMELINESS, RELIABILITY, AVAILABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. MARKET INFORMATION MAY BE DELAYED, INCOMPLETE, OR INACCURATE. YOU MUST INDEPENDENTLY VERIFY ALL INFORMATION BEFORE ACTING ON IT.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NEITHER FatPitches Ltd NOR OUR SERVICE PROVIDERS, LICENSORS, OR INTEGRATION PARTNERS WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, INVESTMENT OPPORTUNITIES, OR TRADING LOSSES.

OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF:

  1. THE TOTAL AMOUNT PAID BY YOU TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY, OR
  2. EUR 100.

10. Indemnification

You agree to defend, indemnify, and hold harmless FatPitches Ltd, its officers, directors, employees, and third-party service providers from and against any third-party claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from:

11. Third-Party Beneficiaries

Our third-party service providers, licensors, and payment/infrastructure partners are third-party beneficiaries of these Terms and may directly enforce provisions that confer a benefit or right on them.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. We will post revised versions on the website with an updated “Last Updated” date. If a change materially affects your rights or subscription, we will provide additional notice (e.g., via email or in-app notification). Continued use of the Service after changes become effective constitutes acceptance of the updated Terms.

13. Governing Law and Jurisdiction

These Terms and any non-contractual obligations arising out of or in connection with them are governed by and construed in accordance with the laws of the European Union Member State in which FatPitches Ltd is established, without regard to its conflict of law rules.

Any dispute, controversy, or claim arising out of or in connection with these Terms or the Service shall be submitted to the exclusive jurisdiction of the competent courts of the Member State where FatPitches Ltd is registered, subject to overriding EU consumer protection rules where applicable.

14. Risk Disclosure and Financial Disclaimer

FatPitches is a software tool, not an investment adviser or broker. This disclosure highlights key risks associated with financial market tools.

14.1 Investment Risk

All investing and trading involve significant financial risk. You may lose some or all of your invested capital. Past performance, historical data, screens, valuation metrics, research outputs, AI generations, signals, and trade simulations do not guarantee future results.

14.2 Information and Data Risk

Market data, prices, corporate actions, valuation models, AI outputs, and analytics may be delayed, incomplete, inaccurate, or temporarily unavailable. You must independently verify all data before making investment or trading decisions.

14.3 Order and Brokerage Risk

We do not execute trades or hold customer funds. Any order placement or trading activity executed through third-party brokers is solely your responsibility. Always verify execution status, account balances, and market orders directly with your broker.

14.4 Technology Risk

Software is subject to potential downtime, internet disruptions, system latency, and technical glitches. We do not guarantee uninterrupted or error-free operation of the Service.

15. Contact Us

For questions or notices regarding these Terms, please contact us at: